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	<title>Premier Empire Mortgage</title>
	<link>http://www.premierempiremortgage.com</link>
	<description></description>
	<lastBuildDate>Mon, 12 Apr 2010 10:43:37 +0000</lastBuildDate>
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		<title>Debts Mean I Am Struggling to Pay the Mortgage - Will Debt Management Help?</title>
		<description>If you are falling behind on your mortgage because money is being swallowed up by other debts, you need to reprioritise your payments or risk losing your home.

Homeowners with unsecured debt problems can often find that they get into arrears on their mortgage because they are focusing on paying credit ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/debts-mean-i-am-struggling-to-pay-the-mortgage-will-debt-management-help/</link>
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		<title>What Happens to My Credit Rating If I Do an IVA Or DMP?</title>
		<description>Using an individual voluntary arrangement or debt management plan could be the best way to resolve your personal debt problem but be aware of how your credit rating will be affected.

Your credit rating is the way that banks measure whether or not they should lend to you.

Each time you apply ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/articles/what-happens-to-my-credit-rating-if-i-do-an-iva-or-dmp/</link>
			</item>
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		<title>How long will it take to pay my debt using a debt management plan?</title>
		<description>A debt management plan can be a very effective way of dealing with a personal debt problem. However, beware that the debt repayment period will be significantly increased and your debts could therefore remain payable for many years.

One of the key steps to resolving a debt problem is to reduce ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/articles/how-long-will-it-take-to-pay-my-debt-using-a-debt-management-plan/</link>
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		<title>Can I go bankrupt if I am in an IVA?</title>
		<description>If you have started an individual voluntary arrangement (IVA) but are unable to maintain the agreed payments, bankruptcy could be an option to resolve your debt problem once and for all.

An individual voluntary arrangement (IVA) is a legally binding agreement with your creditors allowing you to settle unsecured debt over ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/articles/can-i-go-bankrupt-if-i-am-in-an-iva/</link>
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		<title>What happens if my circumstances change while in a debt management plan?</title>
		<description>If your circumstances change while you are in a debt management plan, you can increase or decrease your monthly payments accordingly. However, reducing your monthly payments will significantly extend your debt repayment period.

A debt management plan (DMP) is an agreement with your unsecured creditors to reduce the amount you pay ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/articles/what-happens-if-my-circumstances-change-while-in-a-debt-management-plan/</link>
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		<title>Four Indications of a Probably Bad Mortgage Loan</title>
		<description>There are some  warning signals or red flags regarding mortgage loans that help borrowers  understand that the loan they're going for would not work in their  best interest. Following are four most important signs of a bad mortgage  loan.
Borrowing  Outside Your Budget
Various  online mortgage ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/articles/four-indications-of-a-probably-bad-mortgage-loan/</link>
			</item>
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		<title>How to Find Good Mortgage Advice in a Difficult Market</title>
		<description>So what's the real story?  Does a crisis really exist?  Clearly the mortgage industry is going through a serious "cleansing.”  Lenders are closing their doors, Wall Street is treating mortgage backed securities like the plague, and borrowers are struggling to make loan payments.If you listen to the TV folks you’ll ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/how-to-find-good-mortgage-advice-in-a-difficult-market/</link>
			</item>
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		<title>Bankruptcy Mortgage Advice</title>
		<description>Getting a mortgage following bankruptcy may sound like an impossible task but by perusal of professional bankruptcy mortgage advice you can increase the chance of gaining approval.For some, being bankrupt seems like the world has come to an end. However, there are some big advantages to wiping the slate clean ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/bankruptcy-mortgage-advice/</link>
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		<title>Mortgage Advisers  Still Alive &#038; Kicking</title>
		<description>Anyone under the age of 50 will agree that the internet is an awesome tool, bringing immeasurable amounts of information to the masses. In these days and times, we would be almost lost without the ability to find information in an instant. For instance if you're wondering "how much can ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/mortgage-advisers-still-alive-kicking/</link>
			</item>
	<item>
		<title>Mortgage Advice for Borrowers Unsure About Recent Market Changes</title>
		<description> Mortgage Takeover of Fannie/Freddie: Good For Borrowers?Government officials dropped a bombshell last week when they announced the seizure of mortgage giants Fannie Mae and Freddie Mac. Wall Street rallied, interest rates dropped and the politicians and pundits are claiming this will mark the end of the suffering brought on by ...</description>
		<link>http://www.premierempiremortgage.com/mortgage/mortgage-advice-for-borrowers-unsure-about-recent-market-changes/</link>
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